Middletown & Monroe, Ohio Mon–Thu 9:00–5:00 · Fri 9:00–4:00
Serving Butler, Warren, Preble, Montgomery and Hamilton Counties
Singer, McCausland, Ball and Schaefer Co., LPA, Attorneys at Law

Home/Practice Areas/Safe Harbor Title Agency

Butler County, Ohio

Safe Harbor Title Agency

Our affiliated title agency. Unlike most title companies, you have a real estate attorney involved from the search through the closing table — so when a legal problem surfaces in the chain of title, it gets solved instead of escalated.

Where we closeButler and Warren Counties
TransactionsResidential, commercial and vacant land
ClosingsIn person, remote or mail-away
Title insuranceOwner's and lender's policies

Most closings run smoothly. The ones that don't tend to fail for legal reasons: an estate that was never properly administered, a divorce decree that awarded the house but was never followed by a deed, a mortgage satisfied in 2004 that no one ever released, a legal description that has been copied forward incorrectly for three transactions.

At a conventional title agency, those discoveries mean a delay while someone outside the transaction is hired to fix them. Here, the attorney is already in the file. That is the entire point of the arrangement.

What Safe Harbor handles

Title searches and examination for residential, commercial and vacant land transactions
Owner's and lender's title insurance through established underwriters
Closing and settlement services, including remote and mail-away closings
Escrow and disbursement
Deed preparation and recording with the Butler County Recorder
Curative work — affidavits, corrective deeds, lien releases, probate transfers and quiet title actions where needed
Refinance closings and home equity transactions
1031 exchange closing coordination

From title order to recorded deed

  1. OrderA buyer, seller, agent or lender opens the file.
  2. Search and examinationWe search and examine the title.
  3. Curative workIf a problem surfaces, the attorney already in the file fixes it.
  4. Closing and settlementDocuments are signed in person, remotely or by mail.
  5. Escrow and disbursementFunds are collected and paid out.
  6. RecordingThe deed is recorded with the Butler County Recorder.

Why an attorney-led closing matters

A title agent can tell you there is a problem. An attorney can tell you what it means and fix it. With over forty years of combined real estate experience behind the agency, we handle the curative work in-house — the affidavit of surviving spouse, the estate filing that clears the missing heir, the corrective deed, the release of a stale lien — usually in days rather than weeks.

Buyers, sellers, real estate agents and lenders throughout Butler and Warren Counties work with us for exactly that reason: fewer surprises, and a shorter path from surprise to solution.

Ohio buyers: the lender's title policy protects the bank, not you. An owner's policy is a one-time premium that protects your equity for as long as you own the property — against forged deeds, undisclosed heirs, recording errors and liens that a search could not have found. Ask us for the premium before you decide against it.

Working with our real estate practice

Safe Harbor pairs naturally with the firm's real estate practice and with estate administration, where selling a decedent's home is often the largest task in the file. If your transaction needs contract negotiation, a boundary resolution, a lease, or a probate filing before it can close, all of it can be handled by the same team.

Frequently asked

Safe Harbor Title Agency questions

Do I have to use the title company my agent recommends?

No. Federal law generally prohibits a seller from requiring a buyer to purchase title insurance from a particular company as a condition of sale, and you are free to choose your own closing agent. Recommendations are usually made in good faith, but the choice is yours.

How long does a title search take?

A standard Butler County residential search is typically completed within a few business days. Properties with a long chain of transfers, estate involvement or split legal descriptions take longer, and knowing that early is exactly why the search should be ordered as soon as the contract is signed.

What is title insurance actually protecting me from?

Defects that existed before you bought and were not discovered: forged or improperly executed deeds, undisclosed heirs, recording errors, liens that were never released, boundary and survey conflicts, and claims of ownership by someone outside the record chain. It also covers the cost of defending your title in court.

Can you handle a closing if I can't be there in person?

Yes. We handle mail-away and remote closings regularly for out-of-state sellers, deployed service members and buyers who cannot travel. Contact us early so documents and notarization can be arranged before the closing date.

Contact

Tell us what's going on.


Call either office and ask for the attorney who handles your kind of matter. If it is easier to write it down, use the form and we will call you back.

Middletown Office

1501 S. Breiel Blvd.
Middletown, Ohio 45044

513-422-5419  ·  513-424-1660
Fax 513-424-7467

Get directions

Monroe Office

101 E. Elm Street
Monroe, Ohio 45050

513-422-5419  ·  513-424-1660

Get directions

Office Hours

Monday–Thursday 9:00 a.m. – 5:00 p.m.
Friday 9:00 a.m. – 4:00 p.m.

Submitting this form does not create an attorney–client relationship, and the information you send is not confidential until we have agreed to represent you. Please do not include sensitive details about a pending matter. See our Privacy Policy.